Liability Insurance Market Overview
Liability insurance protects individuals and businesses against legal claims arising from injuries, damages, or other losses caused to third parties. It helps cover legal fees, settlements, or judgments and sometimes includes related costs like defense and court expenses. Key types include:
General Liability – covers bodily injury, property damage, and third-party injury.
Professional Liability / Errors & Omissions – covers errors or negligence in professional services.
Directors & Officers (D&O) Liability – protects corporate management from claims related to their decisions.
Product Liability, Employer’s Liability, Cyber Liability, and more.
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